FAQs

How do I apply for a mortgage with MOD Mortgage? Simply fill out our online application form on our website. Once submitted, a mortgage advisor will contact you to proceed with your application.

What do I need for my application? Be ready with your personal details, employment history, financial information, and property details. Having this information at hand will streamline your application process.

How long does approval take? The timeline can vary based on loan type and your financial details. Generally, it ranges from a few days to a few weeks. We aim for efficiency and will keep you updated throughout.

Can I refinance my mortgage with you? Yes, we offer refinancing options. Whether you're looking to lower your monthly payments, change your loan term, or access equity, we can help.

Will you help me choose the right mortgage? Definitely. Our advisors are here to guide you to the most suitable mortgage option based on your unique needs.

How can I check my application status? Check your loan status online through your account or get in touch with your mortgage advisor for direct updates.

What fees are involved in applying? Application involves standard fees such as appraisal and origination fees. We provide a full breakdown early on to avoid surprises.

How can I make payments? Payments can be made online, by direct debit, or by mail. Choose the method that works best for you.

Need more help? Visit our contact page for more ways to get in touch. Our team is ready to assist with any questions or concerns.