10 Questions to Ask Before Choosing a Mortgage Lender

Choosing the right lender is critical to your home-buying journey. Ask these key questions to ensure you’re in good hands:

Questions to Ask:

1. What Loan Programs Do You Offer?

   Ensure the lender offers options like FHA, VA, USDA, or conventional loans tailored to your needs.

2. How Long Does Your Approval Process Take?

   Some lenders can close loans in as little as 30 days, while others might take longer.

3. Are There Prepayment Penalties?

   Confirm if you can pay off your loan early without extra fees.

4. What Are Your Closing Costs and Fees?

   Request a detailed breakdown to avoid surprises at closing.

5. How Will You Communicate With Me Throughout the Process?

   Regular updates are essential to keep things moving smoothly.

Why Choose MOD Mortgage?

At MOD Mortgage, we prioritize transparency, personalized guidance, and fast approvals. Our team is here to make your home-buying journey stress-free.

Have questions about your mortgage options? Reach out to MOD Mortgage today and get the answers you need to move forward with confidence!